1. Download your bank or card CSVs
Today the workflow starts from the CSV files you already download from your bank or credit-card account.
Untangle Amazon Purchases.
Categorize Privacy-First.
The standalone, privacy-first desktop application that transforms split shipments, phantom refunds, and gift card balances into near perfect, zero-balanced Clearing Accounts.
Keep your current budgeting workflow. UnboxedSpend imports the bank or card CSVs you already download, reconciles Amazon locally, and writes local CSV outputs back to your machine.
Free full-featured Beta live now: jump to full-featured Beta or view step-by-step instructions.
Windows available now. macOS coming soon.
100% Local Processing
Your financial data never leaves your machine. Every categorization rule runs entirely on your local device, ensuring your sensitive transaction history always stays under your own roof.
Near-Perfect Reconciliation
Automatically cross-references vendor CSVs, Amazon transactions, and gift card ledgers to achieve a near-perfect zero-balance, even when dealing with complex split shipments and phantom refunds.
AI as Rule-Architect
AI acts as a rule designer, not a data processor. It proposes clear, editable categorization logic without ever seeing, storing, or processing your sensitive financial history.
Modular Tiers
Choose the reconciliation power you need.
Free License
$0/forever
Best for trying the workflow before you buy.
- YesUp to 5 CSVs per run
- YesUp to 3 Amazon Transaction History pages
- YesUp to 1 Gift Card Activity page
Basic
$19/lifetime
Best for fast categorized CSV output from your card exports.
- YesLocal CSV combining
- YesRule-based categorization
- YesUnlimited CSVs
Instant Reconciler
$49/lifetime
Best for order-level Amazon clearing without waiting for item-level export files.
- YesIncludes Basic
- YesOrder-level Amazon clearing
- YesUnlimited Amazon history pages
BETA
full-featured Beta (Line-Item Allocator)
$0/free for 1 week
Limited-time launch: full-featured Tier 3 beta access for one week.
- YesIncludes Reconciler
- YesProduct breakdown
- YesLocal browser automation
Small Business
$199/lifetime
Best for commercial use and priority support.
- YesAll Allocator Features
- YesCommercial Rights
- YesPriority Support
How It Fits Your Monthly Workflow
Import CSVs in. Reconcile Amazon. Export local CSVs back into your budget workflow.
UnboxedSpend is built to fit the process you already use instead of forcing you into a brand-new budgeting app.
2. Import them into UnboxedSpend
Build a categorized baseline from those files while keeping your transaction history on your own machine.
3. Reconcile Amazon activity
Match orders, split shipments, refunds, and gift-card activity against the categorized baseline.
4. Export local CSV outputs
Review the resulting local CSV files and move them into the household budgeting workflow you already use.
Direct bank integration is not live today, but it may be added later if enough households want it.
Before You Buy
The short answers a short-patience household CFO usually wants first.
Start with the one-line answer, then open the full buyer questions page only for the topics you want to confirm.
How do my card transactions get in?
Import the CSV files you already download from your bank or card account.
Direct bank integration is not live today.
Learn MoreHow much AI usually costs in practice?
Most households should start with managed credits for the simplest setup.
Use the example ranges below to budget in credits and approximate dollars.
Learn MoreWhere do I log into Amazon?
If Amazon asks you to log in, you sign in directly there in your own local browser window.
Your Amazon username and password are not entered into an UnboxedSpend form.
Learn MoreHow much setup does this take?
No AI training is required from you.
UnboxedSpend uses AI to generate categorization rules for you.
Learn MoreWhat do I get out at the end?
Local CSV files you can review and import into your existing budgeting workflow.
That includes categorized output plus Amazon clearing outputs.
Learn MoreWindows or Mac?
Windows is available now. macOS is coming soon.
Current target: within 2 weeks.
Learn MoreAmazon Automation Security
Amazon extraction runs through your own local browser session.
When you click Extract Amazon Transactions, UnboxedSpend opens a new browser window on your machine and works through that local session instead of asking you to type Amazon credentials into an UnboxedSpend form.
Usually already signed in
Amazon often keeps you signed in already, even after a restart, so extraction can begin without extra setup.
If Amazon asks, you log in there
If Amazon shows a login page, you sign in directly with Amazon in that browser window, then the automated extraction continues normally.
Credentials stay out of UnboxedSpend forms
Your Amazon username and password are not entered into an UnboxedSpend form.
This keeps the login step in Amazon's own browser flow while still letting UnboxedSpend automate the export once your local browser session is ready.
If Amazon changes the page structure and normal extraction breaks, UnboxedSpend first falls back to AI parsing. If that also fails, we develop an update fix and charge a small update fee for that repair.
Exports & Outputs
UnboxedSpend finishes by writing local CSV files you can review and reuse.
The finished outputs stay on your machine as CSV files, so you can inspect them locally and move them into your household budgeting workflow without waiting on a cloud export.
Categorized baseline
~/UnboxedSpend/output/Categorized/all_categorized_normalized.CSV
Your main categorized aggregate output, including the prized `ai_category` result that speeds up downstream budgeting work.
Amazon clearing output
~/UnboxedSpend/output/ClearingAccount/Amazon_Clearing_Account.CSV
Order-level Amazon clearing output built from the categorized baseline plus transaction-history reconciliation.
Itemized clearing output
~/UnboxedSpend/output/ClearingAccount/Itemized_Amazon_Clearing_Account.CSV
The deeper item-level clearing file for households that want product-by-product Amazon detail.
These outputs are designed to be reviewed locally and imported into the budgeting process you already use.
Transparent AI Cost Models
The UnboxedSpend Privacy Standard
Managed credits are the simplest default for most households. Bring your own API key stays available if you prefer direct provider billing and more control.
One-Click Link (OpenAI)
Best for: Speed and Simplicity
Sign in with your OpenAI account in seconds for a strong balance of privacy and convenience without any technical setup.
Link via Login
Sign in with your OpenAI account in seconds. No technical keys or setup required.
Direct Pricing
Pay OpenAI directly for exactly what you use. There are no added usage fees or markups from our side.
Direct API Link (BYOK)
Best for: API Key Holders and Azure Users
Connect your existing Azure OpenAI, OpenAI, or Google API keys directly and keep full control over the provider connection.
Full Key Control
Connect your existing Azure OpenAI, OpenAI, or Google API keys directly.
Direct Pricing
Use your existing credits or pay-as-you-go keys at your provider's standard rates. We do not charge additional fees for your AI usage.
Managed Gateway
Best for: Zero-Setup Convenience
Prefer a ready-to-use setup? Our Managed AI tier uses a secure Azure-hosted AI Gateway to build your rules for you without requiring separate AI accounts or API keys.
No Extra Accounts
No need to manage external AI accounts or API keys.
Simple Refills
Top up your rule-building credits directly from your UnboxedSpend dashboard as needed.
Example Household AI Spend
These are example budgeting ranges, not fixed quotes. Actual provider spend varies with model choice, file size, and how many categorization requests you run in a month.
Light month
Approx. Credits
10 to 25 credits
Approx. Dollars
About $1 to $3
Simplest Billing Path
Managed credits or direct provider billing
A smaller month with a few CSV imports or a short catch-up session.
Typical month
Approx. Credits
30 to 75 credits
Approx. Dollars
About $3 to $9
Simplest Billing Path
Managed credits are usually the easiest fit
A normal household reconciliation rhythm with regular categorization and occasional cleanup.
Heavy catch-up month
Approx. Credits
80 to 200 credits
Approx. Dollars
About $8 to $20
Simplest Billing Path
Use managed credits or your own API key for higher-volume months
A backlog-clearing month with more imports, retries, and extra categorization passes.
Future Cloud and Mobile Versions
We are currently focused on our standalone desktop client for maximum privacy. Join the waitlist to be notified when our synchronized iOS and Azure-hosted cloud apps drop later this year.